Comprehensive Wealth Management

Wealth Management Process Diagram, Grapevine financial planning, Grapevine wealth management, Grapevine investment management, better investment experience

Comprehensive wealth management is a holistic strategy we employ to help bring clarity and cohesion to our clients' financial lives. It involves looking at every piece of the puzzle—cash flow, investments, education planning, retirement planning, risk management and estate planning.

It is a process of close collaboration. We work with a wide range of professionals, including CPAs, attorneys, and insurance experts, to bring our clients the specialized resources they need to make sense of their full financial picture.

This integrated approach enables us to address even the most complex of financial situations. The result is a comprehensive, customized plan that is educational and often enlightening. We then help our clients put their plan into action with ongoing concierge implementation support.

Our holistic approach to wealth management offers clients highly customized financial and non-financial solutions to address every aspect of their current situation and plan for future opportunities. We aim to provide our clients with the knowledge and clarity they need to make confident decisions about their wealth. We look at everything: assets, liabilities, estate and taxation strategies*, property and casualty insurance, health insurance and executive benefits. The list is only exhausted when we have strategies in place to account for every factor with influence over our clients' abilities to grow, protect and ultimately transfer their legacies.

Our goals-based wealth management process is collaborative and aims to find the best alignment between resources and goals. By developing a thorough assessment of a client's investment holdings, risk level, and objectives, we help create an organized and diversified portfolio, then monitor its performance on an ongoing basis. Beyond investment management, we work with clients to develop and implement a comprehensive plan to coordinate the many aspects of their financial lives. The result is a fully customized retirement roadmap with the flexibility to adapt to life transitions.

Our process begins with an initial meeting to establish an understanding of your needs, discover the scope of services required and cover the details of a potential advisory relationship. There is no cost or obligation, and you will be provided a written financial planning/consulting agreement to review along with disclosures about compensation and other relevant information. If we both agree it is a good fit, we will talk about our respective responsibilities. You will know your cost and understand how we get paid before proceeding.

The next step is a deep-dive, working meeting where we listen and gather information, define your goals and discuss your current situation. Our strategies are highly customized to you, which requires understanding your personal and financial goals, as well as establishing your time frame and feelings about risk. We will also gather documents needed to assess your current situation and discover opportunities to improve your probability of success. This could include analyzing your assets and liabilities, cash flow, current insurance coverage, investments and/or tax strategies.

We then analyze your information and develop personalized recommendations that address the nuances of your situation. During our next meeting, we discuss our observations and recommendations and clearly lay out your alternatives so you can understand the pros and cons of each. We listen to your preferences and concerns, revising the recommendations until we have a solution that works for you. The aim of this collaboration is singular: to give you the information you need to make informed and confident choices.

Once you have decided on a course of action, we strive to make implementation as smooth and efficient as possible. Some recommendations we carry out for you; on others, we may serve as your "coach," coordinating with other professionals such as attorneys or accountants.


We believe that proper planning is not a one-time event, but rather an ongoing process. Therefore we conduct periodic reviews to check in on your progress and address developments along the way.


Check out our investor profiles for more details on what comprehensive wealth management at Waterworth Wealth Advisors can be like.

* Kestra IS and Kestra AS does not provide legal or tax advice. Any decisions whether to implement these ideas should be made by the client in consultation with professional financial, tax and legal counsel.